Home Loans
Make Your Dream Home a Reality with VIP Enterprises
Your dream home is now within reach with our home loan solutions. Whether you’re purchasing your first home, upgrading to a larger space, or constructing a house from scratch, VIP Enterprises ensures a smooth and efficient process from start to finish.
Key Features of Home Loans
- Attractive Interest Rates: Competitive rates to make your EMIs affordable.
- Flexible Loan Amounts: Choose the loan amount based on your property value and repayment capacity.
- Easy Documentation: Simplified documentation for property papers and income proofs.
- Quick Approvals:Fast-track processing to help you secure your home quickly.
- Maximum Tenure: Enjoy loan repayment tenure of up to 30 years, ensuring lower EMIs.
- Expert Guidance:Assistance with legal verification and technical assessment.
Why Choose Us for Home Loans?
- Trusted partnerships with nationalized and private banks, NBFCs, and cooperative banks.
- Transparent processes with no hidden charges.
- Dedicated support throughout the loan journey.
Key Features of Home Loans:
- Check eligibility with our simple online tool.
- Submit essential documents like ID proof, address proof, income statements, and property details.
- Get approval and proceed to the disbursal stage.
Documents Required for Home Loan:
✅ Identity & Address Proof:
- Aadhaar Card / PAN Card / Passport / Voter ID / Driving License
✅ Income Proof (for Salaried Applicants):
- Last 3 months’ salary slips
- Form 16 / ITR (Income Tax Return) for the last 2 years
- Bank statements of the last 6 months
✅ Income Proof (for Self-Employed Applicants):
- ITR (Income Tax Return) for the last 3 years
- Profit & Loss Statement & Balance Sheet (last 2 years)
- Business Registration Certificate
- Bank statements of the last 12 months
✅ Property Documents:
- Sale Agreement / Allotment Letter
- Approved Building Plan
- Title Deed / Ownership Proof
- Property Tax Receipts
✅ Loan-Specific Documents:
- Existing Loan Statements (if any)
- Processing Fee Cheque
✅ Other Documents (if required):
- Guarantor Documents (if applicable)
- NOC from Society / Builder
Note: Additional documents may be required as per lender’s policy.